Welcome to
SBA OneSource

Written by Administrator   
Sunday, December 16, 2007
SBA OneSource is an SBA 7a consulting company that functions as your outsourced SBA lending department.
We are committed to facilitating a pleasant 7a experience for community banks and their small business customers, and to helping community banks take advantage of the SBA 7a loan guarantee program.
Community banks tend to shy away from SBA 7a loans because of the perception that the processing, paperwork, time and staffing demands are excessive. But SBA OneSource takes on the processing responsibilities, leaving the community bank free to realize all the benefits of 7a loans without the drawbacks.
When the SBA guaranties 75-85% of a small business loan, what are the benefits?

For Community Banks, The Benefits of 7a Include:

  • The ability to refinance existing commercial loans
  • Significantly reduced credit exposure
  • Improved quality of loan portfolio and balance sheet
  • Freed up capital; 7a eliminates capital reserve requirements on the guaranteed portion of the loan
  • The guaranteed portion doesn't count toward the community bank's legal lending limit
  • Opportunities for selling the guaranteed portion on the secondary market

For Small Businesses, 7a Can Solve These Problems:

  • Insufficient collateral to cover a loan request
  • A need to restructure debt for better terms, lower monthly payments, an upcoming balloon payment or for improved cash flow
  • A way to finance a business that doesn't fit conventional banking parameters
  • Or a loan for:
    • Business acquisition
    • Business growth or expansion
    • Permanent working capital
    • Real estate or equipment purchases
SBA OneSource has extensive experience and expertise in the guaranteed loan programs of the U. S. Small Business Administration. Please review the many 7a services we offer community banks, or call today to request a review of your community bank's loan portfolio to identify your 7a opportunities.
SBA OneSource
Your SBA Lending Department
303-820-0838

SBAOneSource is committed to being the comprehensive SBA lending resource for community banks and financial institutions serving community-based small businesses.
Last Updated ( Sunday, January 10, 2010 )